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So Many Wonderful Ways to Save

From your first pocketful of change to regular deposits for retirement, PWSB offers a variety of savings options. Compare, contrast and contact us if you have questions!

The FDIC’s Electronic Deposit Insurance Estimator (EDIE) allows you to calculate the insurance coverage of your accounts at FDIC-insured institutions like Port Washington State Bank. Click here to access EDIE.

Compare Savings and Money Market Accounts

Comparison table of deposit accounts

Youth Savings Accounts	Regular Savings Accounts	Money Market Account	Premium Money Market Account
Minimum Balance to Open
$1.00	$1.00	$1,000.00	$10,000.00
Minimum Balance Requirements to Avoid Monthly Service Charge
$1.00	$200.00	$1,000.00	$10,000.00
Simple Interest Rate
0.01%	0.01%	0.050% (with balance of $1,000.00 or more)	0.150% (with balance of $10,000.00 or more)
Interest Paid
Monthly	Monthly	Monthly	Monthly
Monthly Service Charge
None	$5.00 if the balance falls below $200.00 any day of the cycle, or if you do not transfer $20.00 each month to this account. The monthly service charge will be waived if you are under 25 years of age.	$6.00 (waived with $1,000.00 minimum balance)	$8.00 (waived with $10,000 minimum balance)
Mobile and Online Banking Access
Telebanking Access
Early Closing Fee (within 120 days of opening)
$35	$35	$35	$35
Other Limitations
Must be 17 years old or younger; rates are subject to change	Rates are subject to change	Rates are subject to change	Rates are subject to change
Additional Details
Learn More	Learn More	Learn More	Learn More